Vehicle Finance That Works Through Your Business
Buying a vehicle through your business should do more than get you on the road. It should be set up so the numbers work in your favour. NYC Finance helps business owners and sole traders fund cars, utes, vans and fleets with finance structured around tax, cash flow, and how you actually use the asset.
Whether you need a single work ute or you are replacing a whole fleet, you get a broker who shops the lenders for you and explains your options in plain English. New or used, dealer or private sale, right across Australia.
Tax-Effective Structures: Chattel mortgage or finance lease, set up to suit your accountant's advice.
Keep Your Cash Flow: Finance up to the full purchase price so working capital stays in the business.
Australia-Wide Support: Helping businesses everywhere fund the vehicles they run on.
Finance Any Vehicle Your Business Runs On
From a single commercial vehicle to a growing fleet, the right structure depends on your tax position and how long you plan to keep the asset. If the job also calls for something heavier, our truck finance covers light trucks and trailers too.
Every Vehicle Type: Utes, vans, passenger cars and full fleets, new or used.
Dealer or Private Sale: Finance for vehicles bought from a dealership, auction or private seller.
Fast, Simple Process: I ask for what I need once and keep things moving to settlement.
The Difference a Real Broker Makes
It is not just lender access that sets me apart. It is having a broker who has run a business, knows what a vehicle really costs to own, and is genuinely contactable when you need a straight answer.
Let's Talk FinanceReal Business Experience Having run my own business, I understand cash flow and the cost of getting finance wrong. You get advice from someone who has lived it, not just sold it.
Simple & Personal Process I ask for everything I need once, then keep things moving. No back and forth and no jargon, just clear communication from the first call through to settlement.
Discretion & Privacy I am not chasing the spotlight or a big name in finance. Your details and your deal stay private, handled with the discretion every business owner deserves.
Local to the Hills Based in Dural and servicing the Hills, the Hawkesbury, and clients right across Australia. Local, approachable, and easy to reach when you need a straight answer.
Common Questions About Business Vehicle Finance
With a chattel mortgage you own the vehicle from day one, so you can generally claim the interest and the depreciation, and the instant asset write-off may apply. Everyone's situation is different, so check the detail with your accountant and I will structure the finance to match.
With a chattel mortgage you own the vehicle outright and the lender simply holds security until it is paid off. With a finance lease, the lender owns it and you pay to use it. I will walk you through which option suits your cash flow and tax position.
Yes. Finance is available for new and used vehicles, whether you are buying from a dealer, an auction or a private seller. The vehicle's age and condition can affect the options, and I will let you know where you stand upfront.
Every lender has different products, lending criteria, and appetite for business vehicle deals. I compare suitable options across multiple lenders and weigh up more than the headline rate, so the finance actually fits how your business runs.
Yes. Whether it is one commercial vehicle or a fleet you are building over time, finance can be arranged across multiple vehicles and structured to keep your repayments predictable.
Looking for a Trusted Asset Finance Broker?
Talk to NYC Finance about tailored finance solutions for your next vehicle, truck, machinery, or equipment purchase.
Let’s Talk Finance