Equipment and Machinery Finance for Growing Businesses
The right gear is what lets you take on bigger jobs and finish them faster. NYC Finance helps businesses across construction, manufacturing and the trades fund the plant, machinery and equipment they run on, with finance built around the asset and the work it does.
New or used, dealer or private sale, I work with lenders who understand asset-backed equipment deals in any industry. The equipment itself does the heavy lifting on security, so you can often keep the house and the property out of it.
Any Industry: Construction, manufacturing, trades and more.
Asset-Backed Deals: The equipment is the security, not your home.
New and Used: Finance for dealer and private purchases.
Finance Across Every Industry
From forklifts and workshop machinery to specialised plant, the right structure depends on the asset and how long it will earn for you. For diggers and yellow goods specifically, our earthmoving and excavation finance goes into more detail.
Plant and Machinery: Forklifts, generators, workshop and production gear.
Private Sale Friendly: Not just dealer stock, private deals too.
Tax-Effective Structures: Chattel mortgage or lease, set up to suit your accountant's advice.
The Difference a Real Broker Makes
It is not just lender access that sets me apart. It is having a broker who has run a business, understands what equipment really costs to own and operate, and is genuinely contactable when you need an answer.
Let's Talk FinanceReal Business Experience Having run my own business, I understand cash flow and the cost of getting finance wrong. You get advice from someone who has lived it, not just sold it.
Simple & Personal Process I ask for everything I need once, then keep things moving. No back and forth and no jargon, just clear communication from the first call through to settlement.
Discretion & Privacy I am not chasing the spotlight or a big name in finance. Your details and your deal stay private, handled with the discretion every business owner deserves.
Local to the Hills Based in Dural and servicing the Hills, the Hawkesbury, and clients right across Australia. Local, approachable, and easy to reach when you need a straight answer.
Common Questions About Equipment Finance
Plant, machinery, tools and most income-producing equipment across construction, manufacturing, trades and other industries. If the asset earns money for the business, there is usually a lender who will finance it.
Usually not. Most equipment finance is asset-backed, which means the machinery itself acts as the security rather than your property. That keeps the family home out of the deal in most cases.
Yes. Finance is available for new and used equipment, including private sales. The age and type of asset affect the options, and I will let you know where you stand before you commit.
With a chattel mortgage you own the equipment from day one, so you can generally claim the interest and the depreciation, and the instant asset write-off may apply. Check the detail with your accountant and I will structure the finance to match.
A clean, well-prepared application can move quickly, sometimes within a day or two. The more complete the information upfront, the faster it runs, and I will tell you exactly what is needed from the start.
Looking for a Trusted Asset Finance Broker?
Talk to NYC Finance about tailored finance solutions for your next vehicle, truck, machinery, or equipment purchase.
Let’s Talk Finance