Truck and Trailer Finance That Keeps You Earning
A truck off the road is money you are not making. NYC Finance helps transport operators and owner-drivers fund prime movers, rigids and trailers, with a broker who actually understands how the transport industry runs and what a deal needs to look like.
New or used, dealer or private sale, I have access to lenders who take on heavy vehicles, including the older trucks and private deals a lot of brokers walk away from. Right across Australia.
Transport-Savvy Broker: Finance from someone who understands how operators earn.
New and Used Assets: Finance available for dealer and private sales.
Australia-Wide Support: Helping transport businesses fund their next rig.
Finance for the Whole Rig
Whether it is a single prime mover or a rig and trailer together, I match the finance to the asset and the work it does. If you also run utes or light commercials, our business vehicle finance can cover those too.
Every Truck Type: Prime movers, rigids, tippers, plus semi and rigid trailers.
Private Sale Specialist: Deals other brokers pass on, sorted properly.
Fast Approvals: Quick turnaround so the wheels keep turning.
The Difference a Real Broker Makes
It is not just lender access that sets me apart. It is having a broker who has run a business, understands the pressure of keeping a truck earning, and is genuinely contactable when you need an answer.
Let's Talk FinanceReal Business Experience Having run my own business, I understand cash flow and the cost of getting finance wrong. You get advice from someone who has lived it, not just sold it.
Simple & Personal Process I ask for everything I need once, then keep things moving. No back and forth and no jargon, just clear communication from the first call through to settlement.
Discretion & Privacy I am not chasing the spotlight or a big name in finance. Your details and your deal stay private, handled with the discretion every business owner deserves.
Local to the Hills Based in Dural and servicing the Hills, the Hawkesbury, and clients right across Australia. Local, approachable, and easy to reach when you need a straight answer.
Common Questions About Truck Finance
Yes. Private-sale trucks are one of the areas a lot of brokers avoid, but I work with lenders who handle them properly. I will sort the valuation, the payout if there is one, and the paperwork so the deal goes through cleanly.
Often, yes. Age and kilometres affect which lenders will look at it and the terms on offer, but plenty of operators run older trucks profitably and there are lenders who understand that. I will tell you where you stand upfront.
Yes. Semi and rigid trailers can be financed on their own or alongside the truck. If you are buying a rig and trailer together, I can structure the finance so it works as one tidy package.
That is a common one. Many banks are cautious on heavy vehicles, while specialist lenders write this business every day. I know who they are and how to present your application so it gets a fair look.
With a chattel mortgage you own the truck from day one, so you can generally claim the interest and the depreciation, and the instant asset write-off may apply. Everyone's situation is different, so check the detail with your accountant and I will structure the finance to match.
Looking for a Trusted Asset Finance Broker?
Talk to NYC Finance about tailored finance solutions for your next vehicle, truck, machinery, or equipment purchase.
Let’s Talk Finance